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risk analysis

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  • 26 May 2017
    Guy Thomas

    Insurance and adverse selection: counter-argument

    My previous blog summarised the orthodox argument why adverse selection in insurance is a bad thing. This present blog gives the counter-argument from my book Loss Coverage: Why Insurance Works Better with Some Adverse Selection. In essence, the counter-argument relies only on simple arithmetic, and can be illustrated by a toy example. Think of a […]

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  • 25 May 2017
    Guy Thomas

    Insurance and adverse selection: orthodoxy

    Guy Thomas explores why adverse selection in insurance is usually seen as a bad thing in the first of two blog posts based on his new book Loss Coverage.

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